7 Fiscal.ai Alternatives in 2026 (Free and Paid)

Fiscal.ai, the platform formerly known as Finchat.io, is a capable AI research terminal. But it retired the free tier that made Finchat popular, and its pricing now runs through a sales conversation rather than a public checkout. If that is not what you want, here are seven alternatives with published prices.

The shortlist

Prices from each vendor's public pricing page, checked August 2026.

1. Foremetrics — EUR 8.90/month

Built around the part most tools treat as a side tab: valuation you control. You set revenue growth, margins, discount rate, and exit multiple, then save bear, base, and bull cases per ticker and revisit them as results come in. Fundamentals, statements, screening, earnings, portfolio tracking, and monthly wealth tracking sit around that. It also covers tokenized equities and crypto, which none of the others here do.

Weakest point: coverage depth and history are narrower than TIKR's or GuruFocus's.

2. stockanalysis.com — free, Pro $9.99/month

The fastest free way to read a company's financials. The free tier is unusually generous; Pro ($9.99/month or $79/year) adds longer history, more screener criteria, ETF holdings, and no ads. No real valuation modelling — it is a data reader, not a workspace.

3. Simply Wall St — about $10/month billed yearly

Turns a company into a snowflake graphic and a standardized fair-value estimate. Excellent for a quick read, limited if you want to change the assumptions behind that estimate. Same rough price as Foremetrics, opposite philosophy. Full comparison.

4. TIKR — free tier, Plus $24.95/month

The closest thing here to a professional terminal at a retail price. Global coverage, deep estimate data, and up to 20 years of financials on the Pro tier ($54.95/month). Worth it if breadth is what you are missing. Full comparison.

5. Koyfin — free, Plus $39/month

Strongest on charting, dashboards, and macro data. If your work is "show me this metric against that one across 20 tickers and three economies", Koyfin is the natural fit. Less oriented toward building a DCF.

6. Stockopedia — from GBP 32 / $45 per month

StockRanks compress quality, value, and momentum into a single score, with strong UK and European coverage. Best for idea generation from a large universe. Full comparison.

7. GuruFocus — about $424-499/year

Very data dense: decades of history, guru portfolio tracking, hundreds of screener filters, and multiple valuation models. The price and the learning curve are both real. Full comparison.

How to choose

• Budget under EUR 100 a year and you model your own valuations: Foremetrics.
• Budget zero: stockanalysis.com free tier, plus TIKR free for a second opinion.
• You want a verdict, not a model: Simply Wall St.
• You need global coverage and long histories: TIKR, then GuruFocus.
• You need charts and macro: Koyfin.
• You screen UK and European small caps: Stockopedia.

Most people end up with two tools: one for wide screening and one for the deep work on a shortlist. That combination usually costs less than a single premium subscription.

FAQ

Is Fiscal.ai still free?
No. The free Finchat terminal is gone, and current plans are quoted through sales rather than published. See our Foremetrics vs Fiscal.ai comparison for the details.

Which alternative is closest to Fiscal.ai?
TIKR on breadth and estimate depth, Koyfin on dashboards and charting.

Which is cheapest with real valuation tools?
Foremetrics at EUR 8.90/month, with a 14-day trial.

Other comparisons

• All alternatives compared side by side

Every price above comes from the vendor's own public pricing page as of August 2026 and may change. Verify current rates before subscribing.

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